how to hire your kids

Legally and safely hire your minor child as a household employee with a dedicated Household Employer EIN (provided by Mora), unlock valuable tax benefits, and join the thousands of parents already doing it—all with rock-solid audit defense and real-world work experience for your child

step 1

setup as a household employer

You don’t need to form an LLC or corporation to hire your child. We’ll streamline the entire process by applying for a Household Employer EIN on your behalf, then managing your monthly household payroll with ease.

we'll provide guidance on:

Ensuring compliance with tax & labor laws for family employees.

Processing and filing tax forms as applicable (W2, W3, W4, 1099 etc).

step 2

find the right work for your child

Your children can contribute valuable work to your household while learning essential skills.

Cleaning
Laundry
Dishes
Grocery Shopping
Yard Work
Car Washing
Gardening
Cooking
Home Repairs
Cleaning Windows
House Sitting
Childcare
Pet Care
step 3

pay your child fairly

Pay your child a reasonable rate, like $10–$15/hour for basic tasks (e.g., organizing or cleaning) or $20–$30/hour for jobs like data entry.

We will handle deducting the funds from your checking account and depositing them into your child's ROTH IRA.  

we'll help you with:

Calculating fair and reasonable wages for the work.

Providing tools to track payments and hours worked.

step 4

open and fund a custodial roth ira

Once your child earns income, they’re eligible to contribute to a Roth IRA. A custodial Roth IRA ensures their savings grow tax-free.

we'll help you with:

Opening a custodial Roth IRA quickly and easily.

Setting up automatic contributions from their bank account.

Providing investment guidance tailored to long-term growth.

get started

Set your child on the path to financial independence and secure their future with a Roth IRA. Let us make the process simple and stress-free for your family.