All Resources

How a Roth IRA For Kids & 529 Plan Impact FAFSA | Mora

Learn how Roth IRAs for Kids and 529 Plans impact FAFSA and your child’s financial aid eligibility. Explore their differences, benefits, and strategies to maximize savings while preserving financial aid opportunities.

Can My Child Access Roth IRA for Kids Funds for Education or Medical Expenses? | Mora

Learn how Roth IRA for Kids can help cover education and medical expenses without compromising long-term growth. Explore rules, exceptions, and strategies to make informed decisions.

Qualified Withdrawals from a Roth IRA for Kids | Mora

Learn the rules for qualified Roth IRA for Kids withdrawals, how to avoid penalties, and maximize tax-free growth. Get expert guidance from Mora to make the most of your savings.

Roth IRA for Kids vs. 529 College Savings Plan vs. UGMA/UTMA Accounts | Mora

Compare Roth IRAs, 529 Plans, and UGMA/UTMA accounts to find the best savings option for your child. Discover tax benefits, growth potential, and flexibility tailored to your family’s financial goals.

10 Household Jobs That Can Fund Your Kids Roth IRA | Mora

Discover 10 simple household jobs your child can do to earn income for their Roth IRA. Learn how hiring your kid for age-appropriate tasks, creates tax-free savings, and sets them up for future wealth.

How Much Should You Put Into Your Kids Roth IRA? | Mora

Learn how much to contribute to your child’s Roth IRA for Kids. Discover annual limits, earned income requirements, and strategies for maximizing tax-free retirement savings with Mora’s expert guidance.

6 Mistakes To Avoid When Setting Up Roth IRA For Your Kids | Mora

Discover the 6 mistakes to avoid when setting up your Roth IRA for Kids. Learn how to optimize tax-free savings and set up a strong financial future with Mora’s expert guidance.

Why a Roth IRA Is the Best US Savings Account for Kids | Mora

Discover why a Roth IRA for kids is the best US savings account for children. Learn about tax-free growth, flexibility, and how it can secure your child’s financial future.

How Roth IRA for Kids Create Tax-Free Retirement Savings | Mora

Learn how Roth IRA for Kids create tax-free retirement savings for kids. Discover how to maximize tax advantages, flexibility, and long-term growth with Mora's expert guidance.

disclaimer & Disclosures

Mora Technology (NCC 1701-D Inc) and Mora Financial (Mora Advisors LLC), collectively “Mora”, offers helpful planning software tools, payroll services, compliance filings and investment advisory services. You may use some, all or none of these services. Payroll and software services are provided by Mora Technology. Investment Advisory services are provided by Mora Financial.

Mora Financial (Mora Advisors LLC) is an SEC-registered Investment Advisor (CRD # 333845). You should review our Form ADV and other disclosures before deciding to become a client.

Investing involves risk and there is the potential of losing money when you invest in securities and digital assets. Past performance does not guarantee future results and the likelihood of investment outcomes are hypothetical in nature.

Investments in securities and digital assets are: Not FDIC Insured • Not Bank Guaranteed • May Lose Value.

Before investing, consider your investment objectives and Mora Financials' fees and expenses. Our internet-based advisory services are designed to assist clients in achieving limited, discrete financial goals for their children. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client's financial situation and do not incorporate specific investments that clients hold elsewhere.

Your custodial Roth IRA, college 529, and other minor-related accounts will be held with Charles Schwab, a leading RIA custodian with over $9 trillion in assets. You own your accounts directly, and may decide to terminate our services at any time. Investment accounts are SIPC-insured up to $500K, and checking accounts are FDIC-insured up to $250K by Schwab. This does not protect your investments from loss of value due to poor investment decisions, market downturns or other risks.

No communication by NCC-1701-D Inc. ("Mora Technology"), or any of its affiliates (collectively, "Mora"), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice. Any material provided is for information purposes only, and is not intended as a recommendation, offer, or solicitation to open a brokerage account, open a retirement plan, engage an investment advisor or engage in any investment strategy. The accounts, strategies and/or investments discussed in this material may not be suitable for all investors. The appropriateness of a particular account or investment strategy will depend on an investor's individual circumstances and objectives.